Community Loans and Grants Forms Library

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Resources for Mississippi communities

MDA’s Community Services Division provides technical and financial assistance to Mississippi’s businesses to improve public infrastructure, create and retain jobs and promote economic growth throughout the state. Several federally funded grant and loan programs are also available, funded through the U.S. Department of Housing and Urban Development (HUD). Please see the following HUD-required notices.

Following are our instructions and policy statements:

  • CDBG Economic Development
  • CDBG General Information
  • CDBG Public Facilities Information
  • Appalachian Regional Commission
  • Capital Improvement (CAP)
  • Development Infrastructure Program (DIP)
  • RAIL Information
  • Small Municipalities & Limited Population
CDBG Economic Development Information

The Community Development Block Grant Economic Development program provides funding for local units of government in the funding of eligible infrastructure improvements in the support of better paying private sector jobs. The use of these funds are directly associated with the creation or retention of jobs of which at least 51% must be low-and-moderate income people.

CDBG General Information

The Community Development Block Grant (CDBG) program is awarded to local units of government in the State of Mississippi that show a genuine need for basic community services. Applications are taken one time a year and the process is very competitive.

The Community Development Bureau provides technical assistance throughout the grant process.

CDBG Public Facilities Information

Mississippi’s CDBG Public Facilities Program provides municipalities and counties funding for public infrastructure needs. The program provides for a maximum state grant amount per project of $600,000 for cities and counties with a population greater than 3,500 people and $450,000 for cities and counties with a population under 3,500. CDBG requires that at least 51% of the persons benefited must be persons of low and moderate income as determined the U.S. Department Housing and Urban Development.

Appalachian Regional Commission (ARC) Information

The Appalachian Regional Commission is a regional economic development agency, representing a partnership of federal, state, and local governments. MDA works collaboratively with local units of government, local planning development districts (PDD’s), economic development organizations in the development of eligible projects to address the needs of the 24 Mississippi ARC counties. ARC provides grant funds nurture new/existing businesses, develop businesses, and educate current/future entrepreneurs as well as develop workforce training.

Capital Improvements Revolving Loan Program (CAP) Information

CAP provides loans to municipalities and counties to finance public infrastructure improvements in Mississippi. CAP Loan funds may be used by local governmental authorities in support of business location and expansion projects and other community-based projects.

Development Infrastructure Program (DIP) Documents

The Development Infrastructure Program (DIP) is a grant program that is available to fund publicly owned infrastructure. Funding from this program is directly related to construction, renovation, or expansion of industry. Job creation is the goal of the DIP program.

Freight Rail Service Revolving Loan Program (RAIL) Documents

The Mississippi Freight Rail Service Revolving Loan Program (RAIL) is designed for making loans to communities to finance freight rail service projects in Mississippi. We encourage the use of these funds with other state and federal programs.

Small Municipalities & Limited Population Documents

The Mississippi Small Municipalities and Limited Population Counties Grant Program (SMLPC) is designed for making grants to small municipalities and limited population counties or natural gas districts to finance a various amount of projects to promote economic growth in the state.

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