Community Loans and Grants Forms Library

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Resources for Mississippi communities

MDA’s Community Services Division provides technical and financial assistance to Mississippi’s businesses to improve public infrastructure, create and retain jobs and promote economic growth throughout the state. Several federally funded grant and loan programs are also available, funded through the U.S. Department of Housing and Urban Development (HUD). Please see the following HUD-required notices.

CDBG General Information
CDBG Economic Development
CDBG Public Facilities Information
Appalachian Regional Commission
Capital Improvement (CAP)
Community Incentives Division (CID) Instructions
Development Infrastructure Program (DIP)
Mississippi Main Street Revitalization Grant Program (MMSRGP)
RAIL Information
Small Municipalities Limited Populations Counties

CDBG General Information

The Community Development Block Grant (CDBG) program is awarded to local units of government in the State of Mississippi that show a genuine need for basic community services. Applications are taken one time a year and the process is very competitive.

The Community Development Bureau provides technical assistance throughout the grant process.

CDBG Economic Development Information

The Community Development Block Grant Economic Development program provides funding for local units of government in the funding of eligible infrastructure improvements in the support of better paying private sector jobs. The use of these funds are directly associated with the creation or retention of jobs of which at least 51% must be low-and-moderate income people.

CDBG Public Facilities Information

Mississippi’s CDBG Public Facilities Program provides municipalities and counties funding for public infrastructure needs. The program provides for a maximum state grant amount per project of $600,000 for cities and counties with a population greater than 3,500 people and $450,000 for cities and counties with a population under 3,500. CDBG requires that at least 51% of the persons benefited must be persons of low and moderate income as determined the U.S. Department Housing and Urban Development.

Appalachian Regional Commission (ARC) Information

The Appalachian Regional Commission is a regional economic development agency, representing a partnership of federal, state, and local governments. MDA works collaboratively with local units of government, local planning development districts (PDD’s), economic development organizations in the development of eligible projects to address the needs of the 24 Mississippi ARC counties. ARC provides grant funds nurture new/existing businesses, develop businesses, and educate current/future entrepreneurs as well as develop workforce training.

Capital Improvements Revolving Loan Program (CAP) Information

CAP provides loans to municipalities and counties to finance public infrastructure improvements in Mississippi. CAP Loan funds may be used by local governmental authorities in support of business location and expansion projects and other community-based projects.

Community Incentives Division (CID) Instructions

2023

2024

2025

2026

Development Infrastructure Program (DIP) Documents

The Development Infrastructure Program (DIP) is a grant program that is available to fund publicly owned infrastructure. Funding from this program is directly related to construction, renovation, or expansion of industry. Job creation is the goal of the DIP program.

Mississippi Main Street Revitalization Grant Program

The Mississippi Main Street Revitalization Grant Program (MMSRGP) provides funding for projects that revitalize downtown districts and strengthen communities across Mississippi.

The program supports projects that improve historic downtown areas, encourage economic development, and enhance the vitality of Mississippi’s Main Streets.

Applications Open August 10, 2026

The application portal will be available beginning August 10, 2026. Please review the Applicant Resources below before starting your application.

Eligible Applicants

The following entities are eligible to apply:

Mississippi Main Street Designated Communities
Local Mississippi Main Street Associations with Mississippi Main Street Designation Community status and 501(c) tax-exempt status
Mississippi Main Street Network Communities
Mississippi Main Street Associate Communities
Mississippi cities
Mississippi counties
Business Improvement Districts established under the Mississippi Business Improvement District Act

Eligible Projects

Eligible projects include those that directly contribute to the improvement and revitalization of downtown areas, including:

Acquisition and improvement of property
Preservation and rehabilitation of historic downtown buildings and sites
Downtown infrastructure and revitalization initiatives
Other projects that stimulate economic development and strengthen historic downtown districts

Funding

Maximum grant award: $500,000
Grant awards are appropriated by the Mississippi Legislature based on applications submitted to and evaluated by the Mississippi Development Authority (MDA).

Application Period

Applications open: August 10, 2026 – September 11, 2026

Applications must be submitted through the online application portal during the open application period.

Program Documents

The following resources are available to assist applicants:

Freight Rail Service Revolving Loan Program (RAIL) Documents

The Mississippi Freight Rail Service Revolving Loan Program (RAIL) is designed for making loans to communities to finance freight rail service projects in Mississippi. We encourage the use of these funds with other state and federal programs.

Small Municipalities Limited Populations Counties Documents

The Mississippi Small Municipalities and Limited Population Counties Grant Program (SMLPC) is designed for making grants to small municipalities and limited population counties or natural gas districts to finance a various amount of projects to promote economic growth in the state.